0000002236 00000 n 0000001639 00000 n Annual investment fee Be sure to let them know how much you plan to contribute to your HSA for the year, so they can manage your payroll contributions. Only 7% say there has been no impact. Kaiser Permanente health plans around the country: Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852 • Kaiser … 0000004063 00000 n Our Partner. Your Kaiser Permanente HSA-Qualified Deductible HMO Plan is not just health coverage — it's a partnership in health. Usage of your HSA funds may also count toward your deductible and coinsurance amounts. Federal and state tax laws and regulations are subject to change. • By mail: To contribute by mail, complete a Contribution Form, write a check to Kaiser Permanente, and mail both to:  Kaiser Permanente P.O. 0000005967 00000 n Sign up for the Kaiser Permanente HSA-qualified plan through your employer. To be eligible to contribute the full annual maximum amount for that year, you must remain HSA-eligible through the end of December of the following year. 0000007957 00000 n 0000006054 00000 n With an HSA, you can take advantage of tax-free 1 contributions, earnings, interest, and withdrawals to pay for qualified medical expenses, 2 including: But the sooner you contribute, the sooner you’ll be able to start using your HSA to pay for qualified medical services. 3 You can’t be enrolled in Medicare, and you can’t be able to be claimed as a dependent on anyone’s tax return. 0000005400 00000 n NOTE: Information about the cost of this plan (called the contribution or Call 24/7 for automated help, or you can email kp@healthaccountservices.com. A monthly account administrative fee of $3.25 per member may be paid by you or your employer. 2 Your sign-on and online experience will vary if you are not enrolled in a Kaiser Permanente health plan with your employer or are not registered on kp.org. If you enroll in the Kaiser HSA or Kaiser HSA II, you are eligible to participate in a tax-free Health Savings Account (HSA). 3. %PDF-1.4 %���� 1The tax references on this website relate to federal income tax only. Your funds will be available in your HSA within 7 business days after each contribution is made. Make the most of your money with a Kaiser Permanente health savings account (HSA) Sign up today. For a complete explanation, please refer to the EOC . Kaiser Permanente Health Payment Services is here to help. "Kaiser Permanente HSA-Qualified High Deductible Health Plan ("HDHP") HMO" is a health benefit plan that meets the requirements of Section 223(c)(2) of the Internal Revenue Code. You can do it online at kp.org/healthpayment or with our KP HRA/HSA/FSA Balance Tracker app, which you can download for your smartphone or mobile devices. Health payment card: You get a convenient debit card to save you time and paperwork when paying for your care. 2021 Kaiser Permanente Reviews: Health Insurance. 0000011706 00000 n An individual may establish an HSA if he or she is covered by a “qualified health plan” – a plan with a high deductible (at least $1,350 … Use the link below and then select “Get Started.”. 0000019269 00000 n Coverage for up to 3 years, depending on the state. When will I have access to my HSA contributions? Kaiser Permanente has selected Wells Fargo Bank You receive preventive care services at little or no cost to you, and online features let you manage most of your care around the clock. General providers give routine services and refer you to other providers within the Kaiser network when you need to see a specialist or be hospitalized. If your employer offers an HSA administered through Kaiser Permanente, you can set up an account directly through your employer. Medical Plan. See any doctor on open-network plans. You receive preventive care services at little or no cost to you, and online access to manage your care around the clock. Advantages of Your Health Plan HSA-Qualified High Deductible Health Plan (HDHP) HMO Plan With this Kaiser Permanente health plan, you get a wide range of care and support to help you stay healthy and get the most out of life. 0000024630 00000 n www.kp.org. One option is the HSA offered by Wells Fargo to our members enrolled in an HSA-qualified plan. Monthly fee 0000023630 00000 n No contribution is required when you sign up for your HSA online. The Contribution Form can be found at kp.org/healthexpense. Online access, 24/7: Check your account balance, make contributions and payments, manage your investments, print statements, and more at kp.org/healthexpense. If you aren’t clear about any of the bolded terms used in this form, see the 0000012700 00000 n Who is eligible? 2A qualified medical expense is defined under Internal Revenue Code Section 213(d). Box 1540 Fargo, ND 58107-1540. trailer <<17F269407CBE49FFB3B3D3B4EF734ED0>]/Prev 285292/XRefStm 1461>> startxref 0 %%EOF 315 0 obj <>stream 0000003949 00000 n Health Savings Plan . $1.25 each, by request, $3.25, waived any month in which your average daily balance is $2,000 or more, No cost for the first 2 pairs, after which costs are: $10 per pair with standard mailing, Replacement of lost or stolen HSA distribution checks, 0.25%, charged quarterly on average balance in investment accounts. The PEBB Program offers CDHPs with HSAs to eligible members through Kaiser Permanente NW1, Kaiser Permanente WA2, and Uniform Medical Plan. Call 1-877-761-3399 Monday through Friday, from 5 a.m. to 7 p.m. PT (except holidays). Kaiser Permanente of Washington offers a variety of health insurance plans to choose from to fit the unique health care needs of individuals and families. This network is the same network used with the Kaiser Permanente HMO. Cancel anytime without penalties. Consult with a qualified professional for tax, investment, or legal advice. Investment options: Once the average daily balance of your HSA reaches $2,000, you can invest the amount over $2,000 in a selection of mutual fund options. Your Kaiser Permanente HSA-qualified deductible plan is not just health coverage — it's a partnership in health. OEBB 2021 Insurance Committee Presentation: Kaiser Permanente HSA Medical Plan Questions: Call 800-777-7902, TTY/TDD 1-301-879-6380 or visit us at. Accumulation Period The Accumulation Period for this plan is January 1 through December 31. The plans' HSA trustee is HealthEquity, Inc. Otherwise, you’ll only be able to contribute a portion of the annual maximum amount, depending on how many months you were HSA-eligible. 0000004259 00000 n 3 Reviews. Employee-only (EO) plans: Coverage for employees only; spouses and dependents can seek coverage through Washington Healthplanfinder and, if applicable, receive tax credits. 0000010610 00000 n Promoted. If you spend the money for health-related expenses, it is tax-free. 3The HSAs administered through Kaiser Permanente are set up with Healthcare Bank, a Division of Bell State Bank & Trust, and are interest-bearing accounts. • You (or your spouse, if your spouse wants to open a separate HSA) can’t have additional coverage that isn’t an HSA-qualified HDHP. Accumulation Period The Accumulation Period for this plan is January 1 through December 31. Mobile access: Download our secure KP Balance Tracker app on your smartphone or other mobile device to view and manage your account on the go. For more information about your HSA administered through Kaiser Permanente, including how to check your account balance and research claims, reimbursement, and debit card transactions, or to inquire about potential account fees, contact: Kaiser Permanente Health Payment Services at … You’ll need to meet the following IRS requirements for opening and contributing to an HSA: • You must be enrolled in an HSA-qualified high deductible health plan (HDHP). Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852 Kaiser HSA Advantage (Raytheon) Downloads Effective 1/1/2021 - 12/31/2021 0000003347 00000 n 0000002769 00000 n If you plan on covering out-of-state dependents under a Kaiser plan, they will only have coverage for emergency and urgent services outside of California. For a complete explanation, please refer to the EOC. HSA Scenario One: No Medical Expenses In the first scenario where you won’t have any medical expenses for the year, the better option is the lowest cost plan , or the one your doctor accepts. VisitsPlus plans: Unlimited office visits for only a copay, not subject to the deductible. With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. Applying for an account is easy. Like all of our Kaiser Permanente plans, this plan gives you access to high-quality care and resources Exceptions to this requirement can be found in IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans. To be eligible for an HSA, you must have a high deductible health plan (HDHP), which has to be your only health insurance plan (the IRS states specific exceptions for this rule, including coverage for specific diseases or illnesses, accidents, and disabilities). 0000023300 00000 n 25% of Americans ages 18-64 have reported problems paying medical bills. For a complete explanation, please refer to the EOC. Accumulation Period The Accumulation Period for this plan is January 1 through December 31. 0000000016 00000 n If you’re enrolled in an HSA-qualified high deductible health plan and meet the other HSA eligibility rules for at least the entire month of December, you can contribute money to your account for that year. When you enroll in a CDHP, you are automatically enrolled in an HSA. The key difference is that an HSA-based plan has two parts: Insurance PLUS a health savings account. Make the most of your money with a Kaiser Permanente health savings account (HSA). For a complete explanation, please refer to the EOC. This is a savings account where you can save money to apply toward your deductible expense or other health-related expenses. 0000014701 00000 n They offer plans from PPOs to HMOs to high-deductible health plans paired with a Health Savings Account. Just click on the “Make HSA Transaction” button in the “I Want To…” section of the homepage to transfer money from your bank account. Health payment cards Kaiser Permanente: KP VA Bronze 4500/50/HSA/Dental. The company is known for providing quality and affordable health insurance plans backed by outstanding customer service. What is the HSA-Qualified HDHP . 0000001801 00000 n Printed account statements $35 per pair with expedited mailing $1 per check 0000000976 00000 n All in all, it’s a financial and physical win-win. 0000007528 00000 n Contact your employer’s benefits administrator for details. 0000004175 00000 n The High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) is a unique medical plan that puts you in control of your health care spending. Replacement of lost or stolen HSA distribution checks For you to get access to your HSA dollars, you’ll first need to accept the online user agreements for your account. Experienced support: Our Health Payment Services team is ready to answer your questions at 1-877-761-3399, Monday through Friday, from 5 a.m. to 7 p.m. Pacific time (except holidays). For 2019, your health plan … 282 0 obj <> endobj xref Your HSA is a personal tax-free health savings account that can be used to pay for eligible medical expenses. Health savings account1 In order to take advantage of the tax savings of a health savings account, you will need to set one up through any financial institution that offers these accounts. If you have a Kaiser Permanente HSA-qualified high deductible health plan, you may be able to open an HSA. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. For 2020, the maximum contribution limits set by the IRS are: When you reach age 55, you can contribute an additional $1,000 each year until you’re enrolled in Medicare. Just click “Tools & Support” on the homepage. Let your employer know how much you plan to contribute to your HSA for the year. Kaiser HSA Plan: Effective 1/1/2017 thru 12/31/2017 - (Group #: 16017) If you enroll in the Kaiser HMO, you have the convenience of having all of your health care needs under one roof. Money that stays with you:  The balance in your account carries over from year to year, even if you change jobs or retire. IRS Publication 502, Medical and Dental Expenses. HSA plans: Employees open their own health savings accounts (HSA) to use for eligible medical expenses. You receive preventive care services at little or no cost to you, and online access to manage your care around the clock. Easily compare short-term health insurance plans. 0000024235 00000 n 0000007150 00000 n 0000008413 00000 n “Kaiser Permanente HSA-Qualified High Deductible Health Plan (“HDHP”) HMO” is a health benefit plan that meets the requirements of Section 223(c)(2) of the Internal Revenue Code. When you sign in for the first time, your temporary username and password will both be: the … All Kaiser Permanente health plans cover the medical benefits you and your family need, with an emphasis on preventive care and your overall wellness. $3.25, waived any month in which your average daily balance is $2,000 or more Doctors/Health Care Providers: You must use Kaiser Permanente’s network of providers. You can also set up a health savings account (HSA) and put money in it.1 You won’t pay taxes on As an HSA account holder, you’re responsible for figuring out whether an expense is a qualified medical expense. 2. 4. The SBC shows you how you and the plan would share the cost for covered health care services. 0000015241 00000 n To help decide what HSA contributions are right for you, try these online tools: Do I have to contribute to my HSA when I sign up online? The plans' HSA trustee is HealthEquity, Inc. 1Kaiser Foundation Health Plan of the Northwest offers plans in Clark and Cowlitz counties in … Your Kaiser Permanente HSA-qualified deductible plan is not just health coverage — it's a partnership in health. 282 34 When you enroll in a CDHP, you are automatically enrolled in an HSA. HMO Plan? Services covered under your health plan are provided and/or arranged by Kaiser Permanente health plans: Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser Foundation Health Plan … No cost for the first 2 pairs, after which costs are: $10 per pair with standard mailing 0000009628 00000 n If you have a Kaiser Permanente HSA-qualified high deductible health plan, you may be able to open an HSA. Kaiser Permanente Consumer-Directed Health Plan 20 / Health Savings Account (Network Only) The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. With an HSA, you can take advantage of tax-free1 contributions, earnings, interest, and withdrawals to pay for qualified medical expenses,2 including: • Physical, occupational, and speech therapy, Great reasons to open an HSA administered through Kaiser Permanente3. 0000001461 00000 n 0.25%, charged quarterly on average balance in investment accounts These plans are only available to employees who live in California. Managing your HSA administered through Kaiser Permanente is easy. Kaiser Permanente HSA-Qualified High Deductible Health Plan (HDHP) HMO Plan (Embedded) Questions and answers Set up a health savings account (HSA) to help pay for care. Look for your HSA health payment card and welcome letter in the mail. Telehealth included as a non-insurance benefit. 0000016325 00000 n Summary of Benefits and Coverage: What this Plan Covers & What it Costs. 1. Your benefits include: a personal doctor for routine health care The PEBB Program offers consumer-directed health plans (CDHPs) with health savings accounts (HSAs) to eligible members through , Kaiser Permanente NW 1, Kaiser Permanente WA 2, and Uniform Medical Plan. 1. For a list of qualified medical expenses, download IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications. The Kaiser Bronze 5500/40% HSA plan offers a higher deductible than the standard Bronze HSA plans, but at a slightly lower monthly premium. What’s the deadline for setting up an HSA and making contributions? Kaiser Permanente HSA-Qualified High Deductible Health Plan ("HDHP") HMO (7/1/20—6/30/21) "Kaiser Permanente HSA-Qualified High Deductible Health Plan ("HDHP") HMO" is a health benefit plan that meets the requirements of Section 223(c)(2) of the Internal Revenue Code. 3 If you are not enrolled in a Kaiser Permanente health plan, you’ll need to access and manage your HSA at kp.org/healthexpense. See IRS Publication 969 for more information on contributions. Out-of-Pocket Maximum(s) and Deductible(s) h�b```b``Ua`c``�cd@ AVv��NL\�v�+�7,``�0{.���y͚]/O3` F�6Aǃ�%����pid. The Kaiser Family Foundation found that, in 2015, medical bills forced a million adults to file for bankruptcy. Understanding your plan. All health insurance plans with Kaiser have the option to add a Health Savings Plan (HSA) option. 0000013748 00000 n Plus, every plan includes access to high-quality virtual care with Kaiser Permanente doctors and clinicians. You have a couple of options for making contributions to your HSA: • Online: You can contribute money online at kp.org/healthexpense. 0000004913 00000 n You may want to consult with a financial advisor for more information about HSA eligibility. "Kaiser Permanente HSA-Qualified High Deductible Health Plan ("HDHP") HMO" is a health benefit plan that meets the requirements of Section 223(c)(2) of the Internal Revenue Code. • You can’t be eligible to be claimed as a dependent on someone else’s tax returns. 0000023847 00000 n While we can't prevent medical bills, we can plan for them and one tool in the toolkit is a Health Savings Account.
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